If you’re struggling with your electric bill, Texas offers several programs that provide both emergency help and long-term cost relief. High energy bills can create real stress, especially when unexpected expenses or extreme weather make it harder to keep up. You’re not alone, and help is available.
This guide will walk you through the different types of electric bill assistance in Texas, including programs for immediate support, short-term payment options, and long-term strategies to lower your electricity costs.
If you need help paying your electric bill right now, several programs in Texas can provide emergency assistance. These resources are designed to offer fast relief when you’re at risk of disconnection or facing sudden financial hardship.
If high energy bills are a regular challenge, Texas offers several programs designed to provide consistent, month-to-month support. These programs help lower your long-term electricity costs through payment assistance, home efficiency upgrades, and income-based discounts.
CEAP helps eligible households manage their electricity bills through direct financial support, crisis intervention, and energy education. The program can help cover a portion of your monthly bill or pay past-due balances to prevent disconnection. Those who qualify include:
| Persons per Household | 60% of State Median Income | 150% of Federal Poverty Income Limits |
|---|---|---|
| 1 | $32,202 | $23,475 |
| 2 | $42,110 | $31,725 |
| 3 | $52,018 | $39,975 |
| 4 | $61,927 | $48,225 |
| 5 | $71,835 | $56,475 |
| 6 | $81,743 | $64,725 |
Texans can apply for CEAP at https://www.tdhca.texas.gov/help-for-texans.
The Weatherization Assistance Program (WAP) helps eligible Texas homeowners and renters lower their energy usage through free home improvements such as insulation, air sealing, duct repairs, and HVAC upgrades. These updates can significantly reduce monthly utility bills while keeping your home more comfortable year-round. Eligibility requirements include:
This program is offered by both LIHEAP and the Department of Energy (DOE). To be eligible for LIHEAP WAP, your household must be at 150% of the Federal Poverty Income Limits. Eligibility for DOE WAP requires your household to be at 200% of the Federal Poverty Income Limits.
| Persons per Household | 150% of Federal Poverty Income Limits | 200% of Federal Poverty Income Limits |
|---|---|---|
| 1 | $23,475 | $31,300 |
| 2 | $31,725 | $42,300 |
| 3 | $39,975 | $53,300 |
| 4 | $48,225 | $64,300 |
| 5 | $56,475 | $75,300 |
| 6 | $64,725 | $86,300 |
| 7 | $72,975 | $97,300 |
| 8 | $81,225 | $108,300 |
| 9+ | Add $8,250 for each additional person | Add $11,000 for each additional person |
You can apply for LIHEAP WAP through the TDHCA’s help pageand DOE WAP through the DOE website.
Under Senate Bill 1976, customers who qualify for programs like SNAP, TANF, or Medicaid may be eligible for electricity bill discounts through participating providers. These benefits help offset recurring energy costs and ensure essential services remain affordable. Texans can apply for these discounts through their electricity provider.
The cost of powering a Texas home continues to rise. As of 2025, the average household spends about $168 per month on electricity (this number will vary based on your usage and electricity rate). Those costs can climb even higher during summer months or periods of extreme weather.
If your budget feels stretched, you’re not alone. Many Texans experience short-term financial strain due to job loss, medical emergencies, or unexpected spikes in energy prices. Fortunately, Texas regulations and programs are in place to help prevent power loss and offer flexible options for repayment.
Reach out to your provider or a local assistance program as soon as you notice:
The earlier you act, the more options you’ll have.
If you’ve fallen behind on your electricity bill, you have rights and protections under Texas law. The Public Utility Commission of Texas (PUC) sets clear rules to ensure your power isn’t shut off without proper notice or options for help.
Your electricity provider can shut off your power, but they must follow strict disconnection rules:
Under PUC rules, you have the right to request payment extensions or deferred payment plans directly through your REP.
To qualify, you must contact your provider before your disconnection date. Once you agree to a deferred payment plan, you’ll typically need to pay part of your past-due balance upfront and the rest in installments. If you’re unsure what options are available, call your REP as soon as possible. Most providers can customize repayment arrangements or connect you to assistance programs that match your situation.
If you’ve exhausted payment extensions or state programs, local and national charities can often step in to help bridge the gap. These organizations provide direct financial assistance, energy vouchers, or referrals to additional aid programs. Below are some trusted options for Texans seeking short-term or emergency help with electricity bills.
Eligibility for energy assistance in Texas depends on several factors, including income, household composition, and participation in other aid programs. Each program has its own requirements, so it’s important to check specific criteria before applying. You can also reference the tables above. In general, if you’re struggling to keep up with your electricity bills, there’s a good chance you qualify for some form of help.
Most state and federal programs use income-based eligibility. Typically, your household income must be at or below 60% of the state median income or 150% of the federal poverty level (see tables above).
Yes. Households with elderly residents (60 or older), individuals with disabilities, or young children often receive priority for funding. Many programs also consider medical conditions that increase a household’s need for consistent electricity use.
If you’re enrolled in SNAP, TANF, or Medicaid, you may automatically qualify for certain energy assistance programs, including discounts available under Senate Bill 1976.
Residents of public or subsidized housing can still qualify if they pay their own electricity bills directly to a provider. Those whose utilities are already included in their rent generally aren’t eligible for separate energy assistance.
To apply for electric bill assistance in Texas, you’ll need to contact your county’s CEAP or LIHEAP office. These programs are managed through local community action agencies and overseen by the TDHCA.
If you’re not sure which office serves your area, dial 2-1-1. This statewide resource connects you with local energy assistance agencies, charities, and government programs in your ZIP code. The 2-1-1 system is available 24/7 and can help you navigate multiple options for emergency or ongoing utility support.
Once you’ve secured short-term assistance, the next step is to take control of your energy costs for good. Small, consistent changes can make a noticeable difference on your bill.
Choosing the right electricity plan can make a big difference in your monthly bill. Power Wizard shows you all the available plans in your area, breaking down the true cost of each option so you can see what you’ll actually pay each month. No hidden fees, no confusing fine print—just clear information to help you make an informed choice and take control of your energy budget.
Getting help with your electricity bill is the first step toward stability. The next is building confidence in how you manage your energy long-term. From government programs and local charities to energy-saving upgrades, Texas offers a wide range of resources designed to help you stay connected and in control.
You don’t have to face unpredictable bills alone. Power Wizard helps you take the guesswork out of electricity shopping by giving you a clear view of every plan available in your area. Instead of wondering if you’re overpaying, you’ll know exactly what your options are, so you can make smart, stress-free decisions about your home’s energy. Enter your ZIP code into our smart comparison tool today to start saving.
Processing times vary by county and agency, but most LIHEAP applications are reviewed within 7 to 30 days. If you’re facing an imminent disconnection, notify your local agency when you apply. Some offices can expedite your request for emergency energy assistance.
Yes. Many assistance programs, including CEAP and LIHEAP, can help even if your power is currently off. You’ll need to provide your disconnection notice or account information so the agency can verify your status and send payment directly to your Retail Electric Provider (REP) once approved.
In most cases, yes. Receiving financial assistance doesn’t prevent you from switching plans or providers. However, make sure your aid has been applied for before changing companies, since some payments are sent directly to your current REP. Once your account is settled, you can explore new plans that better fit your budget. Keep in mind that switching electric companies before your contract ends could result in an Early Termination Fee (ETF).
Yes. Many state, local, and utility programs offer senior-specific electricity discounts or priority aid. Seniors age 60 and older often qualify for reduced rates, deferred payment options, or additional protection from disconnection during extreme weather. Contact your electricity provider or call 2-1-1 in Texas to learn what senior programs are available in your area.
