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Payless Power is a Texas-based electricity provider offering flexible prepaid plans with no deposit or credit check required. Established in 2005, the company serves residential customers across all deregulated areas of Texas.
Payless Power offers prepaid electricity plans designed for flexibility, transparency, and accessibility with no deposit or credit check required. Their rates are typically fixed for the length of the plan, helping you avoid price spikes and budget more confidently.
Because these are prepaid plans, you pay for electricity in advance and receive daily usage updates to help monitor costs and stay on track. Your final rate may vary based on how much energy you use each month and where you live in Texas, so it’s important to review the Electricity Facts Label (EFL) for complete pricing details.
Wondering if Payless Power fits your home’s energy needs? Enter your zip code into Power Wizard’s comparison tool to see available rates in your area and compare Payless Power to other top providers.
| Plan Name | Price/kWh | Monthly Bill Estimate* | Term Length | Availability |
|---|---|---|---|---|
| 6 Month - prepaid | 19.0¢ | $190 | 6 months | Checkout |
| 12 Month - prepaid | 19.5¢ | $195 | 12 months | Checkout |
Each day, Payless Power deducts the payment for electricity used two days prior, then sends a text or email showing your recent usage, remaining balance, and how many days of power you have left at your current spend. As long as your balance stays positive, your service stays active. Rates are fixed for the plan’s term (6 or 12 months, depending on the plan), but your day-to-day costs still rise or fall with how much electricity you use.
Pricing also depends on usage. Their plans include a $15 monthly credit for usage of 500 kWh or less, which helps offset costs for low-usage homes.
Founded in 2005 and headquartered in Fort Worth, Payless Power is a Texas-based electricity provider focused on making energy more accessible for all households regardless of credit history. As a leader in prepaid electricity plans, the company offers no-deposit, no-credit-check options designed to give customers flexibility and transparency. If you prefer more traditional electricity options with minimal frills, Payless Power also offers a selection of postpaid plans with contracts ranging from 6 to 36 months.
Payless Power serves homes across all deregulated areas of Texas. Whether you’re looking to avoid a large upfront deposit or want to pay as you go, Payless Power aims to simplify the process of getting reliable electricity service.
Payless Power has a 4.7-star rating on Google from over 23,000 customer reviews. Users frequently highlight the no-deposit sign-up, daily usage alerts, and easy account management. Many also mention the convenience of prepaid electricity and fast service activation. Some reviews mention that rates can be higher for low-usage homes or that the prepaid model takes some getting used to.
| Overall PowerWizard Score | Rating Scale (1-5) |
|---|---|
| Overall Score | |
| Customer Service |  3.50 |
| Online Accessibility |  5 |
| Product Variety & Options | 3.33 |
Power Wizard scores are built to make provider comparisons simpler and more transparent. Each REP is evaluated across three core categories that reflect the day-to-day customer experience:
Payless Power offers simple, prepaid electricity plans that are designed to provide flexibility, accessibility, and control without a deposit or credit check. Most plans are available in 6 or 12 month terms and are structured to include all delivery fees from your local utility (TDU).
| Feature | Traditional (Postpaid) | Prepaid |
|---|---|---|
| Requires a Social Security Number (SSN) | Yes | No |
| Requires a Credit Check | Yes | No |
| Requires a Deposit | Sometimes | No |
| Requires Pre-Payment Up Front to Activate Service | No | Yes |
| Billing | Monthly invoice | Pay as you go |
| Late Fees | Yes | No |
| Smart Meter | Optional | Required |
Payless Power’s core offering is a variety of prepaid plans available in 6 and 12 month terms. These plans lock in your rate while allowing you to pay for electricity in advance.
Payless Power’s postpaid electricity plans bill you each month based on usage. These plans come in 6, 12, 24, and 36-month contracts.
Curious how Payless Power compares to other leading electricity providers in Texas? Power Wizard’s experts have broken it down for you. See how their plans stack up against other top options.
| Feature | Payless Power | Chariot Energy | APG&E |
|---|---|---|---|
| Overall Rating | |||
| Plan Types | Prepaid electricity plans, pay-as-you-go plans | Fixed-rate, free nights, free days, solar buyback, bill credit, and EV charging | Fixed-rate, green energy, business plans |
| Top 12-month Plan | SmarTricity Premier 12 | GridEdge 12 | True Classic 12 |
| Best Feature | No deposit or credit check required, daily balance and usage tracking | Supports solar power plants and offers 100% renewable energy at low rates | Great customer service and user-friendly online account management tools |
Want more energy plan options tailored to your area? Enter your ZIP code into Power Wizard’s tool and let us compare top providers, plans, and rates for you
If you live in a region where you’re free to choose your electricity provider, Payless Power likely serves your zip code. However, like other electricity providers, they do not offer services in areas served by municipal utilities or electric cooperatives.
Not sure if your home qualifies? Use Power Wizard’s free tool to check your eligibility and compare prepaid and fixed-rate plans in your area.
Not sure if Payless Power is the best fit for your home? Their prepaid electricity plans might be a great option if:
Before enrolling, make sure to review the Electricity Facts Label (EFL) to better understand pricing and terms.
Still comparing providers? Use Power Wizard’s tool to explore Payless Power alongside other top options and find the best fit for your household needs.
Payless Power plans are flexible and affordable, but that doesn’t mean they’re right for every Texan. You may want to consider other providers if:
You can reach Payless Power’s customer support team by calling 866-963-9353 or emailing support@paylesspower.com. Their support hours are Monday through Friday from 8 a.m. to 5 p.m. CT.
Yes, most electricity plans from Payless Power have an Early Termination Fee (ETF) between $49 and $199 if you cancel before your contract expires for any reason other than moving. This applies to prepaid and postpaid plans.
No, Payless Power does not require a credit check for its prepaid plans. This makes it accessible for customers who prefer to avoid credit inquiries.
According to their EFLs, Payless Power’s energy plans are powered by close to 25% renewable energy.
In many cases, yes. If you have a smart meter and complete enrollment early in the day, same-day service may be available. However, activation times can vary based on utility schedules.
Customers can pay online through Payless Power’s website, by phone, or by mail. Many banks also support recurring payments through online bill pay services. It is encouraged to check your account portal for all available payment options.
Yes, Payless Power charges a $30 reconnection fee if your power is disconnected due to non-payment. The fee is charged in daily installments, not as a lump sum.
