Compare Electricity Rates in McAllen, Texas

Discover the top McAllen electricity rates and plans to power your Texas home.

Written by Christine Orlando | Reviewed By Alfred Poindexter
Last updated

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Expert-Picked Residential Electricity Plans in McAllen

*These are plans picked by Power Wizard electricity experts based on pricing, customer experience, and other factors. Updated on 07/20/2026, 11:54:51 PM CDT for ZIP Code 78504. Pricing and plan offerings for electricity providers are subject to change.

Overview of McAllen, TX Electricity Rates

  • Electricity Rates in McAllen start at 7.3¢ and can go up to 19.2¢ per kWh
  • The average electricity rate in McAllen at the 1,000 kWh usage is 14.4¢ per kWh
  • McAllen areas served by AEP Texas Central participate in Texas’s deregulated energy market, meaning those residents can choose their retail electricity provider (REP).
  • Residents of McAllen, TX, can choose from a variety of electricity plans, including fixed-rate, variable-rate, time-of-use, green energy, solar buyback, prepaid, and no-deposit options.
  • When choosing an electricity plan, you should always read the Electricity Facts Label (EFL) for full contract and pricing details, so you know exactly what you’re signing up for.
  • Use Power Wizard’s smart comparison tool to view local electricity plans and providers side by side.

Current Electricity Rates in McAllen, TX

McAllen electricity prices are trending downward this week, with average rates dropping from 14.60¢ to 14.53¢ per kWh, representing an approximate 0.5% decrease at 1,000 kWh of usage.

There’s no shortage of McAllen electricity providers, each with its own terms and offerings to sort through. The Power Wizard energy experts have handpicked a few popular local providers to help fuel your search.

Plan Name¢/kWhEst. BillTermRating
APG&E - SimpleSaver 127.3¢$73.0012 mos.4.8
Energy Texas - The Lone Saver Plus 127.4¢$74.3012 mos.4.7
Rhythm Energy - Rhythm Max Saver 127.4¢$74.3012 mos.4.8
Chariot Energy - GridPlus 127.8¢$78.0012 mos.4.4
Frontier Utilities - Frontier Saver Plus 128.6¢$86.0012 mos.4.8
Gexa Energy - Gexa Eco Saver Plus 128.7¢$87.0012 mos.5
Companion Energy - Companion Savings + Benefits 128.7¢$87.0012 mos.4.3
Octopus Energy - Octopus Lite 1213.7¢$136.7012 mos.4.1
BKV Energy - Lantana 1213.7¢$137.0012 mos.4.8
Atlantex Power - Luminous 1215.0¢$149.8012 mos.3.8
Veteran Energy - Select 3616.7¢$167.0036 mos.4.7
Express Energy - Power Flash 1219.2¢$192.0012 mos.4.7
4Change Energy - Power Maxx Saver 1219.2¢$192.0012 mos.4.9
*Updated on 07/20/2026, 11:54:51 PM CDT for ZIP Code 78504. Pricing and plan offerings are subject to change. Monthly bill estimates are based on 1000 kWh usage. Actual bills may vary based on usage patterns and additional fees.

McAllen Average Electricity Rates

Electricity rates in McAllen can vary based on factors such as your electricity provider, plan type, and monthly energy usage. While average rates provide a helpful snapshot of the local market, the amount you pay each month depends largely on how much electricity your household consumes. The charts below highlight average electricity rates in McAllen and compare pricing at 500, 1,000, and 2,000 kWh usage levels, giving you a better understanding of how costs can change as your energy usage increases.

Monthly usage Average rate Estimated Monthly Bill
500 kWh 17.6¢/kWh $88.36
1,000 kWh 14.4¢/kWh $144.69
2,000 kWh 15.1¢/kWh $302.54

Deregulation in Action: How McAllen Residents Gained the Power to Choose

Since Texas deregulated most of its electricity market in 2002, some McAllen residents zoned to deregulated areas have been able to choose their electricity provider instead of being locked into Magic Valley Electric Co-op. In the deregulated areas of McAllen, this shift has opened up a competitive marketplace with dozens of providers offering a wide range of plan options. That means you can shop around for a better rate, plan type, or contract length.

How to Switch Electric Companies in McAllen: Step-by-Step Guide

Switching electricity providers in McAllen, TX, doesn’t have to be complicated. Power Wizard makes it easy to find a better plan without the headaches.

  1. Check Your Current Contract: Before deciding to switch electricity providers, check your current contract to see if there’s an Early Termination Fee (ETF). In some cases, paying an ETF may be worth the money you’ll save with a new electricity plan.
  2. Enter Your ZIP Code: Pop your ZIP code into the Power Wizard comparison tool to instantly view dozens of available REPs and electricity plans.
  3. Filter Your Results: Use our filtering tools to make finding the perfect plan easier.
  4. Choose and Enroll: Select the electricity plan and provider that best suits your needs, lifestyle, and budget, and then enroll directly through the Power Wizard website. Your new REP will handle the rest with minimal disruption to your service.

Pro Tip

Electricity prices are often lower during periods of milder weather, such as spring or fall, when demand typically decreases. Comparing plans during these seasons may help you find competitively priced rates.

Why Your Utility Isn’t Your Provider—A Quick Guide for McAllen

In McAllen, your electricity is handled by two different parties: a utility and a retail electricity provider. Your utility—AEP Texas Central—is in charge of delivering electricity to your home, maintaining the poles and power lines, and handling outages. You cannot choose your utility; it’s assigned by location. If you need to contact AEP Texas Central due to an outage, you can call them at 877-373-4858.

Your REP, on the other hand, is the company from which you purchase your electricity. They set your rate, offer different plan options, and send your bill each month.

Pro Tip

Your monthly energy bill will include Transmission and Distribution Service Provider (TDSP) fees. AEP Texas Central’s current delivery fees include a $3.24 monthly base charge and a $0.0583 per-kWh energy charge. These are regulated charges that update a few times throughout the year, but they stay the same across REPs.

Exploring Your McAllen Electricity Plan Options

If you’re living in an apartment near La Plaza Mall, your energy needs are probably a little different than a family living in a home in Sharyland. Understanding the types of electricity plans available in McAllen can help you find one that fits your lifestyle.

Plan Type Best For Price Stability Contract Length Risk Level
Fixed-Rate Households that want predictable pricing and protection from rate fluctuations High Typically 3-36 months Low
Variable-Rate Short-term residents or customers who want month-to-month flexibility Low Month-to-month High
Prepaid/No-Deposit Customers who want to avoid deposits or credit checks Low Usually month-to-month Medium
Time-of-Use Households that can shift usage to off-peak hours Medium Varies, often 3-36 months Medium
Green Energy Residents who want to support renewable energy sources Medium-High Varies, often 3-36 months Low
Solar Buyback Homeowners with solar panels who want bill credits for excess energy Medium Varies, often 3-36 months Low-Medium

 

Fixed-Rate Plans

Fixed-rate electricity plans lock in the price you pay per kWh for the contract term, protecting you from rate fluctuations. Your total monthly bill can still vary based on how much electricity you use and any TDSP charges.

Plan Name¢/kWhEst. BillTerm
Atlantex Power - Luminous 1213.2¢$132.4012 mos.
Rhythm Energy - PowerShift Payback 1213.3¢$133.1012 mos.
Energy Texas - Come & Take It 1213.4¢$133.6012 mos.
APG&E - True Classic 1213.5¢$135.0012 mos.
Chariot Energy - Solarize 1213.7¢$137.0012 mos.
Frontier Utilities - Frontier Budget Saver 1215.0¢$150.0012 mos.
Gexa Energy - Gexa Light Saver 1215.4¢$154.0012 mos.
Octopus Energy - Octo Volt 2416.8¢$168.4024 mos.
Veteran Energy - Select 3616.9¢$169.0036 mos.
Companion Energy - Companion + Benefits 1217.1¢$171.0012 mos.
4Change Energy - One Rate 1217.3¢$173.0012 mos.
*Updated on 07/20/2026, 11:54:52 PM CDT for ZIP Code 78504. Pricing and plan offerings are subject to change. Monthly bill estimates are based on 1000 kWh usage. Actual bills may vary based on usage patterns and additional fees.

Variable-Rate Plans

Variable-price plans are month-to-month plans with rates that can change depending on the market and other factors.

Prepaid/No-Deposit Plans

With prepaid/no-deposit plans you can skip the deposit and pay as you go. These plans are great if you want to avoid credit checks or have more control over your monthly energy spending.

Plan Name¢/kWhEst. BillTerm
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*Updated on 07/20/2026, 11:54:52 PM CDT for ZIP Code 78504. Pricing and plan offerings are subject to change. Monthly bill estimates are based on 1000 kWh usage. Actual bills may vary based on usage patterns and additional fees.

Time-of-Use Plans

Time-of-use plans charge lower energy rates during designated off-peak hours (often nights or weekends) and higher rates during peak hours.

Plan Name¢/kWhEst. BillTerm
Chariot Energy - Free Nights 1214.3¢$143.0012 mos.
Frontier Utilities - Frontier Free Weekends Preferred 1217.8¢$178.0012 mos.
Gexa Energy - Free 3 Day Weekends Preferred 1219.2¢$192.0012 mos.
*Updated on 07/20/2026, 11:54:53 PM CDT for ZIP Code 78504. Pricing and plan offerings are subject to change. Monthly bill estimates are based on 1000 kWh usage. Actual bills may vary based on usage patterns and additional fees.

Green Energy Plans

Green energy plans support renewable energy by choosing a plan powered by sources like wind, solar, hydro, and more.

Plan Name¢/kWhEst. BillTerm
Chariot Energy - GridPlus 127.4¢$74.0012 mos.
Rhythm Energy - PowerShift Payback 1213.3¢$133.1012 mos.
Energy Texas - Bigger Than Texas 2414.1¢$140.6024 mos.
Gexa Energy - Gexa Light Saver 1215.4¢$154.0012 mos.
Octopus Energy - Octo Volt 2416.8¢$168.4024 mos.
*Updated on 07/20/2026, 11:54:53 PM CDT for ZIP Code 78504. Pricing and plan offerings are subject to change. Monthly bill estimates are based on 1000 kWh usage. Actual bills may vary based on usage patterns and additional fees.

Solar Buyback Plans

Solar buyback plans let you earn bill credits for the excess energy you send back to the grid.

Plan Name¢/kWhEst. BillTerm
Chariot Energy - Shine 3615.5¢$155.0036 mos.
Gexa Energy - Gexa Solar Export Saver 1217.1¢$171.0012 mos.
*Updated on 07/20/2026, 11:54:54 PM CDT for ZIP Code 78504. Pricing and plan offerings are subject to change. Monthly bill estimates are based on 1000 kWh usage. Actual bills may vary based on usage patterns and additional fees.

How to Choose the Best Electricity Provider in McAllen

Not all electricity providers offer the same value, even if the rates look similar. Here’s what to consider when comparing providers:

  • Plan Type: The type of electricity plan you choose should match your energy needs, lifestyle, and budget. Review each plan carefully before enrolling to make sure it will work for you, not against you.
  • Contract Length: Look at how long the electricity plan lasts. Short-term plans offer flexibility, and long-term plans often come with lower rates. Match your contract to your living situation.
  • Early Termination Fees (ETFs): If you cancel your contract early, you may be charged a fee. Make sure to check the terms before committing.
  • Monthly Usage: Some plans are designed for higher or lower usage levels. Ensure the pricing structure aligns with your typical electricity usage.
  • Deposit Requirements: You may need to pay a depost if you are not able to meet the credit criteria set by the REP. If you want to skip upfront costs, consider a no-deposit plan or prepaid plan that does not require a credit check.
  • Green Energy Options: Many providers offer plans backed by wind, solar, hydro, or other renewable power sources. This is a good choice if you want to support renewable energy without changing your power usage habits.
  • Customer Support and Reviews: Strong customer service can make a big difference when you need help. Look at each provider’s online reviews and Power Wizard score.

New Resident Utility Guide: Helpful Set-Up and Local Tips

Moving can be stressful, and the last thing you need is to spend hours researching local utilities. The Power Wizard energy experts have put together a utility setup guide to help you settle into your McAllen home faster.

Natural Gas Service

The natural gas provider in McAllen is Texas Gas Service. For questions or to start service, you can call them at (800) 700-2443 Monday through Friday from 7 am to 7 pm CST.

Water and Sewer

Water and sewer services are provided by McAllen Public Utilities. You can set up service by calling (956) 681-1600 Monday through Friday from 8 am to 5 pm CST.

Trash & Recycling

McAllen Public Works handles residential trash and recycling services for the city. Residents can call them at (956) 681-4000 Monday through Friday from 8 am to 5 pm CST.

McAllen Electricity FAQ


Yes, you can switch electric companies at any time in McAllen, but you may have to pay an Early Termination Fee (ETF) if you switch before your current contract ends. If you’re moving or your current contract ends within 14 days, your ETF will be waived. In some cases, paying an ETF may be worth the savings you could get with a new retail electricity provider.


Whether you can take your electricity plan with you when you move depends on your provider’s rules and service area. Even if your plan can be transferred, it may be worth using Power Wizard to compare your options and find a plan that better suits your new home or budget.


Yes, many retail electricity providers, such as Chariot Energy, and CleanSky Energy, offer green energy plans in McAllen. Each plan has different terms, prices, and renewable content, so make sure to read the Electricity Facts Label (EFL) carefully before enrolling.


To avoid hidden fees in your electricity plan, carefully review its Electricity Facts Label (EFL) before enrolling. This document outlines all contract terms and pricing details so you know exactly what you’re signing up for.


If the power goes out in McAllen, call AEP Texas Central, your utility provider. You can contact them at 1-866-223-8508 or visit their website to report the outage.

Find Rates and Plans in Cities within AEP Texas

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