Belton Electricity Rates & Plans

Refer to the table below to compare electricity rates in Belton, TX where plans range from around 7.3¢ to 16.1¢, depending on contract length and plan structure. The best rate for your home depends on how much electricity you use and when you use it so be sure to read the Electricity Facts Label (EFL) before signing up. For rates and plans specific to the Belton community, enter your ZIP code into Power Wizard’s comparison tool.

As of August 2026, the average electricity rate at 1,000 kWh in Belton is 14.8¢ compared to the Texas average of ~16.44¢ per kWh and the national average of ~18.44¢ per kWh.

With deregulation, dozens of retail energy providers (REPs) compete in Belton for your business, each offering a different pricing structure and plan features. Because each provider targets different types of customers, it’s important to compare your options carefully. Begin your search with the following table to help you sift through the options that can make shopping for the best electricity rates feel overwhelming. Availability may vary by ZIP code.

Switching electricity providers is easier than you might think. Your new provider handles the transition, and in most cases your service continues without interruption.

Here’s how to switch:

1. Enter your ZIP code into Power Wizard
2. Compare available electricity plans
3. Review the Electricity Facts Label (EFL) for pricing details
4. Enroll in your preferred plan

You can shop around and switch providers at the end of your contract. Early Termination Fees (ETFs) may apply if you leave early.

Keep in mind:

• Switching during the last 14 days of your contract usually avoids any ETFs
• Some providers offer today’s rates even three months in advance to help you lock in today’s pricing for when your contract expires in the future
• Moving to a new home in the middle of a contract term does not trigger an ETF

In Belton, two different entities handle your electricity service:

• Transmission and Distribution Utility (TDU): This is the company that delivers electricity and maintains the power lines. In Belton, the TDU is Oncor Electric Delivery.
• Retail Electricity Provider (REP): This is the company you choose that sets your rate and sends your electricity bill each month.

Keep in Mind:

• If your power goes out, contact Oncor at (888) 313-4747 or report the outage online.
• Your TDU is assigned based on your location and cannot be changed.
• TDU delivery charges are regulated fees and remain the same regardless of the provider you choose.

TDU Charges for Oncor are:

• Base charges: $4.06
• Energy Charge: $0.0612

Electricity plans are not a “one size fits all.” Where you live makes a difference, as does the type of residence you live in. If you reside in a single-family home near Belton Lake, for example, vs. an apartment in the North Central Historic District, your electricity needs (and costs) can vary widely.

The following plan types are all available in Belton.

Fixed-Rate Plans keep your price per kilowatt-hour the same for the full length of your contract, which is usually 6 to 36 months. These plans are generally the best fit for renters and homeowners who want steadier, more predictable bills. While fixed-rate plans offer protection from seasonal price jumps, the trade-off is that you may also miss better prices if rates drop. You may have to pay an ETF if you switch before your contract ends.

Variable-Price Plans fluctuate monthly with market conditions. While they offer flexibility, they can lead to unpredictable costs and should be used cautiously. For example, your rate could start at 15₵ per kWh in a low-demand month, then increase to 19₵ or more during high demand seasons including peak summer heat or winter storm freezes.

Time-of-Use (TOU) Plans reward shifting usage to off-peak hours. Rates vary depending on when you use electricity, often with lower costs during late nights or weekends. For example, in a free nights plan, you might pay a higher rate in the morning and afternoon and a lower rate late at night. Running appliances, charging electronics and your EV overnight could save you money on a TOU plan.

Prepaid Plans work like a pay-as-you-go service. You add money to your account upfront and your balance decreases as you use electricity. This plan can be a good option for anyone that wants to avoid a credit check or upfront deposit. The trade-off is that prepaid plans may have higher per-kilowatt-hour rates, require close balance monitoring and could lead to service interruption if your account runs out.

Renewable Energy Plans give Belton residents the opportunity to support clean energy through Renewable Energy Certificates (RECs) without changing their electricity use. These plans help push green energy initiatives by supporting renewable energy projects like wind, solar, hydropower or others.

Bill Credit / Usage-Based Plans offer bill credits when you meet a certain usage threshold, such as 1,000 kWh (depending on your plan). If your usage falls below the required level, you’ll miss the credit and end up paying a higher rate, so it’s important to review details carefully. These plans worked well for homes with mid-to-high usage. A rule of thumb to follow is that if you meet the threshold for at least 5 months out of the year, this can be a good plan for you.

Solar Buyback Plans are specifically designed for homeowners with solar systems. These plans let you earn bill credits for excess electricity generated by your solar panels that’s sent back to the grid. A solar buyback plan should help you get more value from your solar system, but solar credit rates may vary and aren’t always equal to retail prices.

Choosing the right plan type can make all the difference in how you manage costs and risk. From Fixed-Rate plans to Market-Index products, business electricity plans are typically customized to higher energy usage, operating hours and industry needs. Belton’s local businesses – from small shops throughout historic downtown Belton to service providers along I-35 – often require customized electricity solutions. When you’re ready to find the right electricity plan for your business and get a personalized quote, visit Power Wizard’s business electricity page.

If you live in the suburbs in or around Belton, TX, your electric utility choice matters more than you might think. Belton’s deregulated energy market gives you the flexibility to choose a plan that fits your budget and usage. That flexibility can create real savings opportunities, but it can also make finding the best option a challenge.

What many Belton homeowners don’t realize is how much bill credit plans can skew the “cheapest electricity rate” conversation. A plan might look unbeatable at 1,000 kWh, but if your actual usage lands at or below 999 kWh, your average rate can jump significantly. If you’re not consistently hitting the usage level a plan is designed for, a slightly higher “true” fixed-rate plan may save you more over the course of the agreement term.

Use this quick checklist to make a smarter decision:

• Don’t choose a plan based on price alone
• Understand usage tiers and bill credits
• Review contract length and early termination fees (ETFs)
• Check customer reviews and ratings
• Compare renewable energy options
• Read the electricity facts label (EFL) carefully
• Avoid one-size-fits-all plans

If you’re new to Belton, setting up your electricity with a provider can feel overwhelming, but it doesn’t have to. Here’s what to keep in mind:

• Know your electricity usage. If you don’t know your average monthly usage, look at the last 6-12 months of your electricity bills under “Monthly Usage,” “Electricity Consumption” or “Usage (kWh) to determine yours.
• Expect a credit check. Most providers run a credit check and may require a deposit.
• Plan to provide a deposit unless you have good credit with a consistent payment history. No-deposit and prepaid plans are available if you want to avoid upfront costs.

The key is to choose a plan that matches your expected electricity use so you don’t overpay.